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Automotive glossary

Comprehensive Car Insurance

Comprehensive car insurance covers damage to your own car as well as your liability to others, even when the accident is your fault.

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What is Comprehensive Car Insurance?

It usually includes theft, fire, vandalism, glass and weather damage. Partial cover levels without own-fault accident damage exist in many countries. An excess applies to most claims. In Germany the levels are called Teilkasko and Vollkasko; in Turkey comprehensive cover is known as kasko.

How it works

The policy adds own-damage cover on top of the legally required third-party liability insurance.

Why it matters for your car

Cover details differ a lot between insurers; compare what is included, not just the price. Claims can reduce your no-claims discount.

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