Insurance Claim (Accident Claim)

Photos, details of the other party and a report help. The insurer assesses repair costs. Claims can affect future premiums. Many countries use an agreed accident report form signed by both drivers, such as the European Accident Statement. In Turkey, the agreed report (kaza tespit tutanağı) is commonly used for minor accidents. Insurers may require repairs at approved workshops. A no-claims discount can be lost after a claim, so small repairs are sometimes paid privately.

The insurer checks cover and pays repairs.

Report claims promptly. Read policy excesses.