Total Loss (Write-off)

Insurers decide based on value. Some can be repaired and re-registered. Categories differ by country. Insurers compare repair costs with the value of the car before the accident and may also consider salvage value. Some countries mark written-off vehicles in registers. Buyers should be careful with cheap repaired write-offs and check how and where they were repaired.

The insurer pays the market value.

Check history when buying. Structural damage needs proper repair.